Lenders in need of consultation and analytical services have trusted us to advise on their loans both individually and on a portfolio basis, as well as OREO assets.  Our capabilities provide an impartial, arms length perspective and often serve to provide guidance that bridges borrower expectations. 

At times, Lenders are not in a position to retain or staff personnel with acute CRE skill sets.  Examples of how we can help address unique or complex problems on their behalf include:

• Forensic analysis of how the financial components of the loan have progressed outside of underwriting  parameters.
• Evaluation of the real property collateral value as well as past and future trajectory.
• Generate substitute plans for funding TI and CapEx to preserve and increase the value of the collateral asset.
• Alternatives and opportunity cost analysis: feasibility and market studies for conversion or revised HIBU outside of current configuration.
• Identification of municipal incentives and programs that may be applicable.
• Research historical loss information, as well as appropriate historical periods, for similar and equitable assets.

Ongoing asset management and the preservation of value of OREO assets present unique challenges.  We carefully tailor strategies for both within the realm of each lender’s capabilities and regulations.